The Importance of Public Liability Insurance

One of the more common subsidiary’s of the wider ‘Liability Insurance’, Public Liability Insurance, whilst not a compulsory business insurance, can be a lifeline for any working company or individual should something an incident occur with a member of the public.
What is it and why is it needed?
Ideal for any individual or company working with [...]

Why PPI is Never Necessary

I’m not a big fan of Payment Protection Insurance. There have been too many times during my career as a Financial Adviser that I have heard horror stories. People haven’t been paid out due to small omissions on their application form, or something small such as their job title has changed etc.
I can see the [...]

Insurance Basics Part V - Child Plan

This article explains the basic concept of a child plan, as is available in the market today.
What is a Child Plan?
It has typically two components to it:

A life insurance on the parent
An investment vehicle that accumulates your savings on a regular basis and pays it back around the time the child reaches college (typically [...]

Insurance Basics Part II - Life Stages

Life Stages
Your insurance need will change as your life does, from starting to work to enjoying your golden years and all the stages in between. Each one of these stages may pose a different insurance need/cover for you. In this section, we have drawn up the basic life stages and help you analyze various insurance [...]

Insurance Basics - Part I

Insurance
Insurance is the lifejacket you wear in a storm, the umbrella that shields you in a downpour, It does not prevent these events from taking place, but makes sure that their impact is lessened and that you have something to hold on to.
It gives you the financial security and certainty to deal with the aftermath [...]

Insurance Basics Part IV - Unit Linked Insurance Plan - ULIP

Understanding the cost structure of Unit Linked Insurance Plan is necessary before taking the leap
A person, 40-year-old investor, was disgruntled with his investments in Unit-Linked Insurance Plan (ULIP). While the equity markets have been rolling, he realized after some research that he was yet to recover the money he had invested three years ago. This, [...]

Insurance Basics Part III - Types

Why Do I Need Life Insurance?
You need Life Insurance because typically the need for income continues for those who are financially dependent on you, but there is no guarantee of your ability to earn consistently and for the rest of your life. Life insurance can help you safeguard the financial needs of your family.
This need [...]

Discover the Secret Professional Network Marketers Way to Page One of Google in 48 Hours Or Less

The day Oprah contacts you after simply wishing it with your thoughts will change your entire paradigm about what’s possible. You too can mentally create an international upscale PR company in the heart of Hollywood, NYC, or Topeka Kansas. Then start believing you are indeed the PR and Internet Attraction Marketing Director of, let’s say, [...]

Comparing Life & Health Insurance Quotes

None of us knows how much time we have left on this planet. The good news is that your chances of living longer have never been better. Most people nowadays are likely to live to around 75 to 80 years of age. The bad news? You can never forecast when you’re going to be hit [...]

Understanding Different Types of Insurances For Business Owners

When starting a business it is important to think ahead and develop a plan for all aspects of your business. This involves taking steps to ensure the protection of your business’s assets. Thus, insurance should be an essential part of your start up plan. Insurance allows a business owner prevent or reduce foreseeable/unforeseeable losses; however, [...]